Welcome to www.suvidhaacredit.com This website is owned by Suvidhaa Credit, India.
Visitors
to this
website are bound by the following terms and conditions. For the purposes of these terms and
conditions,
"this website" refers to
www.suvidhaacredit.com which may links to other websites.
Other Suvidhaa Credit websites may contain terms and conditions that are different from these terms
and
conditions. On your journey around the Suvidhaa Credit websites please check the terms and
conditions of
each website, and do not assume that these terms and conditions apply to all Suvidhaa Credit
websites.
This website may include links to external websites.
When you follow such
links the
external
website may
appear as a full screen (in which case you will need to use the back button on your
browser to
return to
this website). These links are provided in order to help you find relevant websites,
services and/or
products which may be of interest to you and accessible quickly and easily. It is your
responsibility to
decide whether any services and/or products available through any of these websites are
suitable for
your
purposes. Suvidhaa Credit are not responsible for the owners or operators of these
websites or
for any
goods or services they supply or for the content of their websites and does not give or
enter into
any
conditions, warranties or other terms or representations in relation to any of these or
accept any
liability
in relation to any of these (including any liability arising out of any claim that the
content of
any
external website to which this website includes a link infringes the intellectual
property rights of
any
third party).
All information or advice provided as part of this website is intended to be general in
nature and
you
should not rely on it in connection with the making of any decision. Suvidhaa Credit
will try to
ensure
that all information provided as part of this website is correct at the time of
inclusion on the
website but
does not guarantee the accuracy of such information. Suvidhaa Credit are not liable
for any
action you
may take as a result of relying on such information or advice or for any loss or damage
suffered by
you as a
result of you taking this action.
This website contains material including text, photographs and other images and
sound,
which are
protected by
copyright and/or other intellectual property rights. All copyright and other
intellectual property
rights in
this material are either owned by Suvidhaa Credit or have been licensed to them by
the owner(s)
of those
rights so that it can use this material as part of this website.
This website also contains certain trade marks which belong to Suvidhaa Credit or
have been
licensed to
it by the owner(s) of those trade marks for use on this website.
Access any part of the website;
Print off one copy of any or all of the pages for your own personal reference.
Copy (whether by printing off onto paper, storing on disk, downloading or in any other way), distribute (including distributing copies), broadcast, alter or tamper with in any way or otherwise use any material contained in the website except as set out under "You may". These restrictions apply in relation to all or part of the material on the website;
Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from the website;
Link to this website;
... without our express written consent.
If you wish to provide a hypertext or other link to this website, please contact the website administrator with details of:
Suvidhaa Credit may change the format and content of this website at any time.
Suvidhaa Credit may suspend the operation of this website for support or maintenance
work, in
order to
update the content or for any other reason. Suvidhaa Credit reserve the right to
terminate
access to
this website at any time and without notice.
Personal details provided to Suvidhaa Credit through this website will only be used in accordance with our Privacy Policy. Please read this carefully before going on. By providing your personal details to us you are consenting to its use in accordance with our Privacy Policy.
If you have a question or complaint about this website, please mail to info@suvidhaacredit.com
The company’s borrowings and all its loans to clients shall be on Fixed Rates. SUVIDHAA CREDIT FINANCE PRIVATE LIMITED being a diversified NBFC is engaged in the business of lending money through various products to cater the needs of different customer segments. The primary target audience for the Company’s offerings include:
The base interest rate shall be calculated by the Company after taking into account, factors such as cost of funds, margin, risk premium, other costs such as administrative expenses and profit margin. The Company shall also review this base interest rate periodically.
Further, the Company shall determine the interest rate applicable to each loan account based on different yardsticks such as tenure of the loan, borrower’s profile, borrower’s repayment capacity, past repayment track record of the borrower, etc.
The interest rate applicable to different loan products of the Company shall be determined by taking the following aspects into consideration:
Besides interest, the Company will levy additional financial charges suchas loan processing fees, cheque bounce charges, ECS failure charges, penal interest charges, pre-payment/foreclosure charges, late payment fees, etc., wherever considered necessary.